Projection Results
Your Child's FuturePot
Based on your current plan, here is the projected impact on their financial freedom by university age.
Your child is β, with β
Total by Age 18
Β£38,200
Your contributions
Β£21,600
Investment growth
Β£16,600
Growth in Percentage
Β£16,600
At Age 22 (Stop at 18)
Β£54,000
By letting the pot grow during university yearswithout adding more, the value increases significantly.
At Age 22 (keep saving)
Β£54,000
If you continue adding Β£150/month through the university years.
*Based on 7% average annual return
University Debt Comparison
See the massive difference between starting a FuturePot today versus relying solely onstudent loans later.
Student loan borrowed
Β£48,750
Tuition: Β£27,750 (Β£9,250 Γ 3 years)
Maintenance: Β£21,000 (Β£7,000 Γ 3 years)
Total repaid over 30 years
Β£73,125
at 6.5% interest, 9% of income above Β£27,295
*Based on 7% average annual return
You saved by age 22
Β£54,000
Towards tuition + Β£26k living costs
DEBTΒ STATUS
Β£73,125
Total Benefit:
Β£73,125
Your futurepot + debt interest payment avoided
Likely student debt required to complete higher education:
Β£73,125
Total Benefit:
Β£73,125
Your futurepot + debt interest payment avoided
Financial Freedom
*The value of investments can go down as well as up. You may get back less than you invest.
Difference with Futurepot
See the massive difference between starting a FuturePot today versus relying solely onstudent loans later.
Savings Growth (Age 0β22)
*Based on 7% average annual return
Comparison Bar Chart
*Based on 7% average annual return
Where the money comes from
*Based on 7% average annual return
What if you saved more?
Adjust your monthly contribution to see the long-term impact.
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Currently
Β£150/month β Β£54,000 by 22
If you saved
Β£200/month β Β£72,000 by 22
The Impact Summary
Total Financial Benefit
Β£127,125
Your futurepot + debt interest payment avoided
By starting today, you aren't just saving moneyβyou're gifting your child adebt-free life and a massive financial advantage.